Ford Finance Center

Ford Finance Center


Welcome to our Ford finance center, your auto loan and car lease resource. Our team of finance experts is here to help our neighbors across West Point, King William, and Williamsburg, Virginia, get behind the wheel of the Ford that's right for them.

No matter if you're interested in buying or leasing your next ride, the West Point Ford finance team is here to help.

Get started by filling out our finance application today.

Key Takeaways

  • We work with a wide range of credit profiles and partners with local lenders to help customers secure loans, lease plans, refinancing, or adjusted terms that fit their situation.
  • Shoppers can start from home using tools like the finance application, payment calculator, credit estimator, and trade-in valuation tool to better understand affordability before visiting the dealership.
  • Beyond financing, buyers receive added perks such as an exclusive 100,000-mile warranty, free state inspections for life, service coupons, and special programs for both new and pre-owned vehicles.

Ford Financing

Our neighbors across the financial spectrum can apply for a financing loan! Our finance team has worked with those with less-than-perfect credit and those with outstanding credit.

Our Ford finance center in West Point, VA has strong relationships with local lenders and is committed to finding you the perfect car loan to suit your car finance needs. Low-interest car loans are available for customers with existing auto loans.

We can also help you refinance your car loan or adjust the contract term.

Ford Leasing near West Point

Lease vehicles easily with West Point Ford! Leasing a new Ford is also an option at our Ford dealer. We'll develop a lease plan that works for your lifestyle.

Our leases typically include the following:

  • Monthly costs
  • Mileage threshold
  • Length in terms of months or years

Our leases can last a couple of years, and we will ensure that you know the steps for returning your leased vehicle and leasing your next one.

Contact us today to learn more about our Ford leasing options!

Ford Finance & Lease Deals

Our Ford finance center has finance and lease specials available year-round. You can explore our current finance specials on our website.

These specials may offer specific:

  • Interest rates
  • Lease terms

Our finance and lease specials change throughout the year, so be sure to check them out before you visit for a test drive.

If you have questions about our current finance specials or want to find out if one of them applies to your purchase or lease, speak to our finance team. We'll ensure we use applicable specials to help you get behind the wheel.

Car Financing Tools

If you're interested in beginning the financing process from home, our online finance tools can help. Our Ford finance center in West Point, VA has several that can aid you in crafting your budget and helping you begin financing, such as:

  • Credit Estimator
  • Finance application
  • Value Your Trade tool

The Credit Estimator helps you approximate a potential interest rate you'll receive on an auto loan based on your credit score. It only takes a few minutes, and you can factor that into your budget.

Our payment calculator helps you determine how much a vehicle may cost per month. You just need the vehicle's price, the potential down payment amount, and approximate loan length to determine if your favorite Ford fits your budget.

Do you have a vehicle you'd like to trade in to our dealership when you purchase or lease your next Ford? Use our Value Your Trade tool to find out how much it may be worth. Some basic information about your vehicle is all you need to get started, such as its VIN, mileage, make/model, and year.

Want to apply for financing from home? Our online finance application is available whenever you're ready. It only takes a few minutes to fill it out and send it in.

Our Ford financing team in West Point, VA, will determine if you're pre-approved for financing before you arrive for a test drive!

Why Buy a Ford From Our West Point Car Dealership?

Buying a new Ford is exciting! At our dealer, we give you more than just a new vehicle. When you purchase a car from us, you'll also receive some additional benefits, all part of the Driven By You promise:

  • Exclusive 100,000-mile warranty
  • Free state inspections for life
  • $250 in service coupons

When purchasing a new vehicle, you'll receive our exclusive 100,000-mile warranty and a few benefits to help you care for your Ford. Free state inspections for life help you stay on top of yearly needs, and our service coupons ensure service is a little more affordable.

We also offer a New Vehicle Owners Seminar. At this seminar, you can ask questions about your new Ford and learn all about your ride. We also give away some prizes.

Are you interested in purchasing a pre-owned Ford? We have a few benefits to help make that happen, too!

Pre-owned Ford models come with low-rate financing and a 72-hour exchange policy, so you can shop confidently. Your Ford will also receive up to a 100,000-mile warranty!

Buying vs Leasing: Which Is Right for You?

You can choose between buying and leasing when you shop for your next vehicle. If you're unsure which option is best for you, our finance team is here to help. We can review the differences and help you select the best option for your lifestyle.

When you purchase a vehicle, the Ford is yours. You'll receive the title once you pay off your loan, and you can sell it whenever you like. Buying also gives you the ability to customize your ride and drive it as much as you want.

If you want one car for a long time, buying may be the right option.

Leasing is similar to a long-term rental. When you lease a vehicle, you drive it for a couple of years and then return it. Generally, leases are two to three years in length with a specific mileage threshold.

Leased vehicles give you benefits like:

  • New tech
  • Warranties for your entire lease

Typically, leases are with new vehicles. You can drive the latest car model and test all the new features Ford has added to this iteration. You can then try the next model when your lease has finished.

Leased vehicles also have a warranty for the duration of your lease, helping to ensure peace of mind while you're on the go.

FAQs

Can I get financing if I have bad credit?

Yes. The finance center works with a wide range of credit situations and partners with multiple lenders to help find suitable loan options.

Should I lease or buy a Ford?

Buying is best if you want long-term ownership and full control of the vehicle. Leasing is ideal if you prefer lower monthly payments and driving a new model every few years.

Can I apply for financing online?

Yes. You can complete the finance application online to get pre-approved before visiting the dealership.

What tools help estimate my car payment?

The payment calculator, credit estimator, and trade-in tool help you estimate monthly costs, interest rates, and vehicle value.

Do leased vehicles come with a warranty?

Yes. Leased Ford vehicles are typically covered by warranty for the full lease term, giving added peace of mind.

Should I buy or lease a vehicle?

Deciding between buying and leasing depends on your budget, driving habits, and long-term plans. Buying is generally better if you want to own the vehicle, build equity, and keep it long term.*

Contact Our West Point VA Ford Dealership Today to Learn More!


Are you ready to get behind the wheel of your next Ford? Visit West Point Ford's finance center or begin the financing process online. Our team is available to help our neighbors around West Point, King William, and Williamsburg, VA, either way.

Schedule an appointment to ask questions, fill out the finance application in person, or talk through your options. If you want to save some time, apply via our online finance application!

We look forward to helping you finance or lease your next car.

Contact us today to learn more.

*Source: Nerdwallet

Start Your Ford Financing Journey Today

At West Point Ford, we make car financing simple, fast, and stress-free. Get started online today or visit our dealership to speak with our experienced finance specialists. We're here to help you drive home in a Ford you love - at a price you can afford.

West Point Ford - Your Local Auto Loan & Ford Lease Experts

Finance Hours

  • Monday9am-7pm
  • Tuesday9am-7pm
  • Wednesday9am-7pm
  • Thursday9am-7pm
  • Friday9am-7pm
  • Saturday9am-6pm
  • SundayClosed

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Contact

West Point Ford

18679 Eltham Road
Directions West Point, VA 23181

  • Sales: 804-843-2500
  • Service: 804-843-7188
  • Parts: 804-843-7120