Welcome to our Ford finance center, your auto loan and car lease resource. Our team of finance experts is here to help our neighbors across West Point, King William, and Williamsburg, Virginia, get behind the wheel of the Ford that's right for them.

Whether you're interested in buying or leasing your next ride, the West Point Ford finance team is here to help.

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Financing or Leasing Your Next Ford

Our neighbors across the financial spectrum can apply for a financing loan! Our finance team has worked with those with less-than-perfect credit and those with outstanding credit.

Our finance center has strong relationships with local lenders and is committed to finding you the perfect car loan to suit your car finance needs. Low-interest car loans are available for customers with existing auto loans. We can also help you refinance your car loan or adjust the contract term.

Leasing a new Ford is also an option at our Ford dealer. We'll develop a lease plan that works for your lifestyle. Our leases typically include the following:

  • Monthly costs
  • Mileage threshold
  • Length in terms of months or years

Our leases can last a couple of years, and we will ensure that you know the steps for returning your leased vehicle and leasing your next one.

Finance and Lease Specials

Our finance center has finance and leases specials available year-round. You can explore our current finance specials on our website. These specials may offer specific:

  • Interest rates
  • Lease terms

Our finance and lease specials change throughout the year, so be sure to check them out before you visit for a test drive. If you have questions about our current finance specials or want to find out if one of them applies to your purchase or lease, speak to our finance team. We'll ensure we use applicable specials to help you get behind the wheel.

Finance Tools

If you're interested in beginning the financing process from home, our online finance tools can help. We have several that can aid you in crafting your budget and helping you begin financing, such as:

The Credit Estimator helps you approximate a potential interest rate you'll receive on an auto loan based on your credit score. It only takes a few minutes, and you can factor that into your budget.

Our payment calculator helps you determine how much a vehicle may cost per month. You just need the vehicle's price, the potential down payment amount, and approximate loan length to determine if your favorite Ford fits your budget.

Do you have a vehicle you'd like to trade in to our dealership when you purchase or lease your next Ford? Use our Value Your Trade tool to find out how much it may be worth. Some basic information about your vehicle is all you need to get started-such as its VIN, mileage, make/model, and year.

Want to apply for financing from home? Our online finance application is available whenever you're ready. It only takes a few minutes to fill it out and send it in. Our team will determine if you're pre-approved for financing before you arrive for a test drive!

When You Buy a Ford From Us

Buying a new Ford is exciting! At West Point Ford, we give you more than just a new vehicle. When you purchase a car from us, you'll also receive some additional benefits, all part of the Driven By You promise:

  • Exclusive 100,000-mile warranty
  • Free state inspections for life
  • $250 in service coupons

When purchasing a new vehicle, you'll receive our exclusive 100,000-mile warranty and a few benefits to help you care for your Ford. Free state inspections for life help you stay on top of yearly needs, and our service coupons ensure service is a little more affordable.

We also offer a New Vehicle Owners Seminar. At this seminar, you can ask questions about your new Ford and learn all about your ride. We also give away some prizes.

Are you interested in purchasing a pre-owned Ford? We have a few benefits to help make that happen, too!

Pre-owned Ford models come with low-rate financing and a 72-hour exchange policy, so you can shop confidently. Your Ford will also receive up to a 100,000-mile warranty!

Buying vs Leasing: Which Is Right for You?

You can choose between buying and leasing when you shop for your next vehicle. If you're unsure which option is best for you, our finance team is here to help. We can review the differences and help you select the best option for your lifestyle.

When you purchase a vehicle, the Ford is yours. You'll receive the title once you pay off your loan, and you can sell it whenever you like. Buying also gives you the ability to customize your ride and drive it as much as you want. You own the vehicle, so you can do what you want with it. If you want one car for a long time, buying may be the right option.

Leasing is similar to a long-term rental. When you lease a vehicle, you drive it for a couple of years and then return it. Generally, leases are two to three years in length with a specific mileage threshold. Leased vehicles give you benefits like:

  • New tech
  • Warranties for your entire lease

Typically, leases are with new vehicles. You can drive the latest car model and test all the new features Ford has added to this iteration. You can then try the next model when your lease has finished.

Leased vehicles also have a warranty for the duration of your lease, helping to ensure peace of mind while you're on the go.

Begin the Financing Process Today

Are you ready to get behind the wheel of your next Ford? Visit the West Point Ford finance center or begin the financing process online. Our team is available to help our neighbors around West Point, King William, and Williamsburg, VA, either way. 

Schedule an appointment to ask questions, fill out the finance application in person, or talk through your options. If you want to save some time, apply via our online finance application! We look forward to helping you finance or lease your next car.

Contact Our Team Today

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West Point Ford

18679 Eltham Road
Directions West Point, VA 23181

  • Sales: 804-843-2500
  • Service: 804-843-7188
  • Parts: 804-843-7120

Finance Hours

  • Monday 9am-7pm
  • Tuesday 9am-7pm
  • Wednesday 9am-7pm
  • Thursday 9am-7pm
  • Friday 9am-7pm
  • Saturday 9am-6pm
  • Sunday Closed
See All Department Hours

Dealership Hours

  • Monday 9am-7pm
  • Tuesday 9am-7pm
  • Wednesday 9am-7pm
  • Thursday 9am-7pm
  • Friday 9am-7pm
  • Saturday 9am-6pm
  • Sunday Closed

Parts Dept. Hours

  • Monday 7:30am-5:30pm
  • Tuesday 7:30am-5:30pm
  • Wednesday 7:30am-5:30pm
  • Thursday 7:30am-5:30pm
  • Friday 7:30am-5:30pm
  • Saturday 7:30am-12:00pm
  • Sunday Closed

Service Dept. Hours

  • Monday 7:30am-5:30pm
  • Tuesday 7:30am-5:30pm
  • Wednesday 7:30am-5:30pm
  • Thursday 7:30am-5:30pm
  • Friday 7:30am-5:30pm
  • Saturday 7:30am-12pm
  • Sunday Closed